ANSWER:

Weather of all kinds plays a large roll in the calculation of auto insurance rates. This is particularly true when the U.S. is experiencing such widespread weather-related catastrophes. 

While the impacts of filing weather-related claims can vary from company to company and state to state, it is best practice to expect a rate increase if you file an insurance claim. 

It may not be the case for every claim, but managing expectation will help you make smarter insurance decisions. 

Additionally, if insurance companies start to see a regular pattern of hail damage (or other weather events) in your area, it is likely the base cost of insurance for your zip code can increase as well.

As the hail damage becomes more regular, it can begin to become a part of the cost to live in that particular area. 

This is why it is essential to work with an independent agency, like The Insurance Loft. When rates adjust, we can review your options together, determine the cause, and provide advice.

Talk to your advisor if you have more questions on hail and it how impacts insurance in your area.

Reposted from Google's Question and Answers forum.